95045 BERMUDA Drive, Fernandina Beach, FL 32034 | MLS #2147882 | Berkshire Hathaway HomeServices Florida Network Realty
Jennifer Lawrence

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Listing provided courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY- MLS# 2147882MLS ProviderSource MLS Verified

95045 BERMUDA DriveFernandina Beach, FL 32034

Single Family · 3 Beds · 2 Full Baths · 1 Half Bath · 2,371 Sq. ft. | 0.38 Acres
$624,900 Active

95045 BERMUDA Drive Overview

Time on Site:
30 days
Visits:
0

Located in the gated Amelia National community, set on a newly updated Tom Fazio-designed golf course, this thoughtfully designed single-story home offers privacy, space, and a lifestyle buyers are searching for. Set on an oversized .38-acre lot backing to protected conservation, the setting is quiet and serene with no rear neighbors. Inside, the home features 10-foot ceilings, crown molding, and durable 18-inch tile flooring throughout the main living areas. The kitchen is designed for both function and entertaining, with quartz countertops, 42-inch cabinetry, stainless steel appliances, a gas range, and custom glass-front details. The open layout flows into the living area. The primary suite offers a large walk-in closet, dual vanities, and a spacious bath. An additional flex room provides options for a home office, workout space, den, or potential fourth bedroom. Step outside to a generous covered outdoor living area overlooking the conservation

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95045 BERMUDA Drive Facts & Features

  • Type Single Family
  • Sq. ft. 2,371
  • Price/Sq.ft. $264
  • Lot 0.38 Acres

Details

General

Association/HOA

  • Association Amenities: Clubhouse,Fitness Center,Gated,Tennis Court(s)
  • Association Fee: 976.0
  • Association Fee 2: 4100.0
  • Association Fee 2 Frequency: Annually
  • Association Fee Frequency: Annually
  • Association Name: Lifestyle Membership Amelia National Club
  • Association: Yes

Building Information

  • New Construction: No
  • Year Built: 2006

Business Information

  • Current Use: Residential

Location/Region

  • Country: US
  • County Or Parish: Nassau
  • MLS Area Major: 472-Oneil/Nassaville/Holly Point
  • MLS Area Minor: 472-Oneil/Nassaville/Holly Point
  • Subdivision Name: Amelia National

Tax Information

  • Tax Annual Amount: 1425.99
  • Tax Year: 2025

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,VA Loan
  • Parcel Number: 262N28006A00420000
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 3

General Information

  • Appliances: Dishwasher,Disposal,Dryer,Gas Range,Microwave,Refrigerator,Washer,Water Softener Owned
  • Flooring: Carpet,Tile
  • Interior Features: Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Primary Bathroom -Tub with Separate Shower
  • Living Area: 2371.0
  • Living Area Source: Assessor
  • Rooms Total: 0
  • Security Features: Gated with Guard
  • Spa Features: Community
  • Stories: 1

Exterior

Parking Information

  • Parking Features: Garage,Garage Door Opener

Lot Information

  • Lot Size Acres: 0.38
  • Lot Size Area: 0.38
  • Lot Size Square Feet: 16552.8
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Public

Waterfront/View

  • View: Protected Preserve
  • Waterfront: No

Building Exterior/Construction

  • Attached Garage: No
  • Construction Materials: Frame,Stucco
  • Patio And Porch Features: Rear Porch,Screened
  • Property Attached: No
  • Roof: Shingle

General Information

  • Carport: No
  • Pool Private: No
  • Sewer: Public Sewer
  • Utilities: Cable Connected,Electricity Connected,Natural Gas Connected,Sewer Connected,Water Connected

95045 BERMUDA Drive Neighborhood

Community

32034 (Fernandina Beach) Demographics

54
Median Age
536
Population Density (per sq. mile)
55%
College Educated
$85,854
Estimated Median Income
13,404
Estimated Total Home Owners
2,887
Estimated Total Renters
82% / 18%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

95045 BERMUDA Drive Monthly Cost

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$
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Matthew Bowler
Dylan Leitman
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

95045 BERMUDA Drive Market Data

Based on the last 30 days in this zip code

$979,770
Average List Price
$442
Average Price per Square Foot
132
Properties Sold
118
Average Days on Market
925
Properties for Sale
Calculations provided by Reliance Network

95045 BERMUDA Drive History

Date Event Value Agent
5/30/2026Source: North East Florida MLS Added to Database
May 30, 2026
5/30/2026Source: Amelia Nassau MLS Added to Database
May 30, 2026