96074 RIDGEWOOD Circle, Fernandina Beach, FL 32034 | MLS #115918 | Berkshire Hathaway HomeServices Florida Network Realty
 
Listing provided courtesy of BERKSHIRE HATHAWAY HomeServices HWREI- MLS# 115918MLS Provider

96074 RIDGEWOOD CircleFernandina Beach, FL 32034

Single Family · 4 Beds · 3 Full Baths · 2,283 Sq. ft. | 0.17 Acres
$358,000 Active

96074 RIDGEWOOD Circle Overview

Time on Site:
38 days
Visits:
0

Spacious and comfortable with a serene pond view, 96074 Ridgewood Circle offers the space, flexibility and location buyers are searching for in Fernandina Beach. This beautiful 4BR/3BA home spans approximately 2,300 square feet with a thoughtfully designed split-bedroom floor plan, dedicated office & an upstairs ensuite is offered at a great price. Step inside to discover an open great room filled with natural light, highlighted by a wall of glass sliders overlooking the tranquil pond & a cozy gas fireplace. The centrally located kitchen with breakfast table area and counter seating takes full advantage of the scenic water views while remaining open to the main living room—ideal for entertaining or everyday living. A separate dining room with high ceilings and an arched window adds architectural charm, while a dedicated office provides the perfect work-from-home setup. The spacious primary suite with bay window is privately situated apart from the guest bedrooms & features a walk-in shower, garden tub, two sinks, & dual closets. Two guest bedrooms & a guest bathroom are located on the opposite side of the home, while the upstairs 4th bedroom with ensuite bath offers endless possibilities. Enjoy relaxing evenings on the covered paver patio overlooking the pond—perfect for grilling out with friends. Additional updates include waterproof wood-look luxury vinyl plank flooring downstairs installed in 2021 and HVAC replaced in 2018. Conveniently located 5 minutes from shopping & dining, 15-ish minutes to Amelia Island beaches and Historic Downtown Fernandina Beach on the harbor with charming cafes & shops. The perfect location for commuting routes to Jacksonville & Kings Bay Naval Submarine Base. Easy to show! Come see today!

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96074 RIDGEWOOD Circle Facts & Features

  • Type Single Family
  • Sq. ft. 2,283
  • Price/Sq.ft. $157
  • Lot 0.17 Acres

Details

General

Association/HOA

  • Association Fee: 622.0
  • Association Fee Frequency: Annually
  • Association: true

Building Information

  • Builder Name: Coppenbarger
  • Year Built: 2005

Location/Region

  • County Or Parish: Nassau
  • MLS Area Major: Ar 7 Mainland, Sub 2
  • Postal City: Fernandina Beach
  • Subdivision Name: Lofton Pointe

General Information

  • Disclosures: Deed Restriction
  • Listing Terms: Cash,Conventional,FHA
  • Parcel Number: 01-2N-27-1270-0105-0000
  • Property Condition: Resale
  • Property Sub Type: Residential
  • Property Type: Residential
  • Special Listing Conditions: None
  • Zoning: PUD

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: Assessor
  • Building Area Total: 2283.0

General Information

  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Stove,Washer
  • Fireplace: true
  • Interior Features: Ceiling Fan(s),Fireplace,Split Bedrooms,Storage,Cable TV,Window Treatments
  • Levels: Two
  • Living Area: 2283.0
  • Living Area Source: Assessor
  • Rooms Total: 0
  • Stories: 2
  • Window Features: Insulated Windows,Blinds,Drapes

Exterior

Parking Information

  • Parking Features: Two Car Garage,Garage Door Opener

Lot Information

  • Lot Size Acres: 0.1656
  • Lot Size Area: 0.1656
  • Lot Size Dimensions: 60x100
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Public

Building Exterior/Construction

  • Architectural Style: Two Story
  • Construction Materials: Frame,Stucco
  • Patio And Porch Features: Covered,Patio
  • Roof: Shingle

General Information

  • Exterior Features: Sprinkler/Irrigation
  • Pool Features: None
  • Sewer: Public Sewer
  • Utilities: Cable Available

96074 RIDGEWOOD Circle Neighborhood

Community

32034 (Fernandina Beach) Demographics

54
Median Age
536
Population Density (per sq. mile)
55%
College Educated
$85,854
Estimated Median Income
13,404
Estimated Total Home Owners
2,887
Estimated Total Renters
82% / 18%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

96074 RIDGEWOOD Circle Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

96074 RIDGEWOOD Circle Market Data

Based on the last 30 days in this zip code

$979,770
Average List Price
$442
Average Price per Square Foot
132
Properties Sold
118
Average Days on Market
925
Properties for Sale
Calculations provided by Reliance Network

96074 RIDGEWOOD Circle History

Date Event Value Agent
6/16/2026Source: Amelia Nassau MLS Price Reduction
$358,000 -10.1%
5/22/2026Source: Amelia Nassau MLS Added to Database
May 22, 2026